A strong financial planning process is the best way to create a more secure plan for the future. It is crucial to create a financial plan that seeks to protect your needs now, and that plans for the future, in a tax-efficient manner. It is James’s goal to assist you to build a solid, comprehensive financial plan that will stand the test of time and that will grow and build wealth for you and your family.
He has established a process to do this which is based on two key aspects of financial security: asset protection and wealth creation. A plan must help ensure financial security throughout your life, for you and for your loved ones. It must provide income replacement and asset protection in the event that the unthinkable were to happen: disability, critical illness, or death. The plan must also aim to build the maximum fiscal growth it can via a solid, tax-efficient wealth portfolio.
With these goals in mind, he will work together with you to assess your total financial planning needs. James will consider important financial milestones such as major purchases, marriage, children, education, dreams, and retirement. This plan is more than a simple retirement savings plan, and as such, will entail regular review of ongoing financial management strategies.
This goal-based financial planning approach is designed to help you:
- Define customized short- and long-term goals that ensure you choose only the right financial products and services
- Identify roadblocks or gaps that might impact your financial planning strategy
- Continually monitor your financial/retirement plan to ensure it meets your changing needs
Contact James today to find out more about his financial planning process and learn how a sound financial plan can help you achieve your goals.
What is Financial Security Planning?
Financial security planning is about more than preparing for retirement. It’s about working to achieve short- and long-term goals, and helping protect the most important things in your life with a financial “umbrella.”
As a Financial Security Advisor, James will work with you to create a plan that includes solid insurance and investment products and is flexible enough to meet your changing needs.
The first step to achieving financial security is creating a strong financial strategy. We will work together to prepare a plan that helps you:
- Prepare for a secure, comfortable retirement or minimize your current taxes
- Pro-actively manage and control debt, from major purchases to preparing for a child’s post-secondary education
- Provide for your loved ones or heirs in the event of death, disability or critical illness
- Protect your business and your employees through affordable benefits